Free instant access

Find your debt-free date in about a minute.

Get free access to the Debt-Free Date Calculator. Add your debts, enter what you can pay each month, and see the month you could be debt-free.

Debt-Free Date Calculator — Preview
Preview of the calculator showing a debt-free date, total interest and a debt health rating
Free

Instant access · No download needed · Works on your phone

What you'll see
  • Your debt-free date
    The month you could be debt-free, worked out from your own balances, interest rates and payments.
  • What your debts will cost
    The total interest you'll pay, and how much you save compared with paying only the minimums.
  • A quick debt health check
    A plain-English rating of where your debts stand today.
  • What if you paid a little more?
    See how much sooner you'd be debt-free with an extra £50, £100 or £200 a month.
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Takes about a minute